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Self Directed IRA Articles

Tax Law Changes Eliminate Recharacterizations of Roth IRA Conversions

Posted by Jack Callahan on Dec 12, 2018 6:57:16 AM

Roth IRA conversions allow you to move some or all of the funds from your traditional IRA account into a Roth account. If you’re going to convert, you must do so by December 31st of the tax-reporting year. And, as you know, that deadline is coming up for 2018, so if you want to convert, now is the time. But, take note: tax law changes regarding these transactions no longer allow recharacterizations for accounts set up after 2017.

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Topics: Roth IRAs, Retirement Planning, Self-Directed IRA

Fair Market Valuations on Assets in Your IRA

Posted by Jack Callahan on Nov 15, 2018 3:23:00 PM

Fair market valuations (FMVs) are required by the IRS for the assets in your retirement plan. The valuations must be assessed as of the end of the income tax reporting year. You’re not allowed to complete these valuations yourself—you must request a qualified, independent third party to provide them. So, now is the time to start making moves to get it done.

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Topics: Retirement Planning, Industry News

Contribution Limits and Deadlines for Opening and Funding Retirement Plans

Posted by Jack Callahan on Nov 10, 2018 10:13:02 AM

This year is almost over, and we want to know: have you maxed out the contribution limits in your retirement plans for 2018? Have you opened a new retirement account that best meets your needs? To do either (or both!) there are some contribution limits and retirement plan deadlines you need to know. This information will help you end 2018 on a strong note so you can get a running start with your retirement plan goals in the new year.

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Topics: Contributions & Distributions, SIMPLE IRA, SEP IRA, Traditional IRA, Roth IRAs

Rehab Investments vs. Rentals: Which Is the Right Real Estate Investing Move for You?

Posted by Jack Callahan on Sep 6, 2018 10:29:55 AM

The housing market looks pretty solid right now. Consumers are challenged with low inventory and rising home costs. New construction can’t keep up with the demand and experts predict home prices to continue increasing. Interest rates have risen, too, which makes renting appealing to many. So, if you’re interested in real estate investing, you might find the time is right to invest in rentals or renovation projects (or both!). But, first, explore rehab investments vs. rentals to discover which is best for you.

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Topics: Real Estate in an IRA, Rental Property, Rehab and Flip Investments

3 Steps to Smashing Success with Your Retirement Finances

Posted by Jack Callahan on Jun 7, 2018 8:00:00 AM

We live in a world of instant gratification. We want what we want, when we want it, and with today’s technology, we usually get it. But, there are exceptions to this rule, and achieving the desired returns on the investments in our retirement plans is one of them. If this describes you, then read on, because we’re going to explain how you can make some changes now to put yourself on the path to achieve success in building your retirement finances.

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Topics: financial freedom, Self-Directed IRA, Retirement Planning

Crush Financial Stress with this Strategy

Posted by Jack Callahan on May 31, 2018 8:00:00 AM

As you may already know, when people feel stressed, they turn to unhealthy habits such as poor eating, smoking, drinking, and often lose sleep. Your health today will directly impact what your future quality of life will be when you retire. And, the financial decisions you make now are important to enjoying financial freedom in your retirement years.

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Topics: Self-Directed IRA, financial freedom, Alternative Investments

7 Easy Ways to Build Retirement Wealth the Right Way

Posted by Jack Callahan on May 23, 2018 8:00:00 AM

In 2017, the stock market boomed as our country enjoyed encouraging economic growth and sizeable corporate profits. So far in 2018, stocks are continuing to perform well, hopefully adding much-needed funds to your retirement account. Another year to achieve desired returns in your IRA. Another year closer to the day you walk out of that office door for the very last time. Right?

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Topics: financial freedom, Self-Directed IRA, Retirement Planning

What Is a Self-Directed IRA?

Posted by Jack Callahan on Apr 18, 2018 5:00:00 PM

Simply put ... a self-directed Individual Retirement Account is an IRA which allows alternative investments for retirement savings. For regular IRAs, these options usually include stocks, bonds, and mutual funds. With a truly self-directed IRA, the term "self-directed" refers to the unlimited options of alternative investments available to you.

If you are not comfortable with the ups and downs of the stock market and want more control in directing your IRA dollars ... then let's explore the answers behind the popular question, "What is a Self-Directed IRA?"

Here's what to expect in this article:

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Topics: Self-Directed IRA, Alternative Investments

Multifamily Real Estate Investing

Posted by Jack Callahan on Apr 18, 2018 9:13:08 AM

If you’re familiar with multifamily real estate investing, this could be the ticket to your potential financial freedom in retirement. Investing in real estate with a self-directed IRA lets you take a more hands-on approach to growing your retirement funds. And, multifamily properties present great potential to help you build that critical wealth.

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Topics: Self-Directed IRA, Real Estate IRA, Retirement Planning

Partnering IRA Funds with a Disqualified Person

Posted by Jack Callahan on Apr 3, 2018 2:00:00 PM

The IRS goes to great lengths to explain the penalties of your IRA dealing with disqualified persons. These prohibited transactions can incur penalty, taxation, and even the loss of the tax-sheltered status of your account. However, there’s one investing tactic these regulations do allow that may surprise you, and that’s partnering IRA funds with a disqualified person.

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Topics: Self-Directed IRA, Retirement Planning, Disqualified Persons